Finance

Auto Loans

The Ron DuPratt Ford finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Dixon, Vacaville, and Davis to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Fairfield to Woodland. Whether you are right down the road or an hour away from Dixon you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

The Ron DuPratt Ford loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Ford vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Ford vehicles currently available for immediate delivery.

Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Ron DuPratt Ford finance team will put together a loan package that is tailored specifically for you.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local California banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!


Financing & Leasing

Ron DuPratt Ford makes it easy to secure affordable financing or lease terms when you purchase a new or used vehicle. Our finance experts are committed to finding you the best deal, no matter your credit situation. We work closely with trusted financing sources and can help find you a loan with a low rate and flexible terms.

Apply Online

Buying Vs Leasing a Ford

Deciding whether to buy or lease a new Ron DuPratt Ford can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.

When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.

When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.

 
Finance
Day Open Closed
Monday 10:00AM 6:00PM
Tuesday 10:00AM 6:00PM
Wednesday 10:00AM 6:00PM
Thursday 10:00AM 6:00PM
Friday 10:00AM 6:00PM
Saturday 10:00AM 6:00PM
Sunday 10:00AM 6:00PM

Use our free online appraisal tool to estimate the value of your trade-in, and our online payment calculator can help you find out what you can afford. When you are ready to buy or lease, you can fill out our quick online financing application, and our finance experts at Ron DuPratt Ford will help guide you through the rest of the process.

Ford Financing near Vacaville, CA

When it comes time to buy or lease a Ford, know that you’re in trusted hands when you sit down with the Ron DuPratt Ford finance department to discuss your options. Want to finance a used Ford F-150 or lease a new Ford Escape SUV? Our Ford finance experts are here to help you with every step of the purchasing process, from the initial credit check to locking down an incredible loan or lease offer.

Curious about the differences between buying vs. leasing a new Ford? We’re here to answer all your questions and explain anything you’re unsure about. We’ll even show you all the available used and new Ford specials we’re offering to help you save even more. We Treat You Like Family at our Ford dealership near Vacaville, CA, so we want you to feel comfortable with your financial decisions. Come speak with us today and we’ll help you drive home in a new or used Ford with confidence.